English Guides
German mortgage after divorce: practical guides
Most situations come down to two core decisions: one partner keeps the property and buys the other out, or the property is sold and the mortgage is repaid. These guides explain the key steps, risks and mortgage questions within both paths.
Keep the property
Calculate buyout amount after divorce
How to estimate the buyout amount for a jointly owned property in Germany — with example calculation.
Read guideChange of borrower after divorce
How a change of borrower works in Germany, what the bank reviews and what alternatives exist.
Read guideBank rejects mortgage takeover
What to do if the bank rejects a change of borrower and which alternatives are available.
Read guideSell the property
Early repayment penalty after divorce
When the penalty may arise, how high it can be and what should be reviewed before selling.
Read guideWho pays the mortgage after separation?
Overview of mortgage liability towards the bank after separation or divorce in Germany.
Read guideEx-partner stops paying the mortgage
What to do immediately if your ex-partner stops paying the joint German mortgage.
Read guideUnsure which solution is right for your mortgage after divorce?
Thomas Brauner personally reviews whether you can keep the property, buy out your ex-partner, or resolve the mortgage cleanly.
Free, non-binding and personal with Thomas Brauner.